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Merchant services allow businesses to accept credit and debit card payments. Merchant aircraft carriers (MAC) were grain ships or tankers with a flying deck mounted on top; they were operated by civilian crew with some naval personnel. Ruler-class escort carrier; HMS Activity (D94) Nairana-class escort carrier; Merchant aircraft carrier Empire MacColl sometime between 1943-1945 Merchant aircraft carriers. Financial institutions offering manual or automated cash disbursements.